Estimate your month
Enter your volume. See the fee.
Published rates with the floor, the cap and the free tier applied. An estimate, not a quote.
Money out, under mandate
10 bps · floor R$ 0.05 · cap R$ 2.00
Included until general availability
Enter a monthly volume and an average ticket.
Money in, settled
1% · no floor · cap R$ 2.00
Collect · included until general availability
Enter a monthly volume and an average ticket.
Estimated transaction fees this month
—
Money out and money in, after the free tier.
Payment method costs are passed through on a separate line and are not included. Prices exclude applicable taxes.
Free tier
The first R$ 1,000 each month is free.
Per lane and per organization: R$ 1,000 out and R$ 1,000 in, each month, before any fee. Above that, the published rate applies: 10 bps on money out (min R$ 0.05, cap R$ 2.00), 1% on money in from general availability (cap R$ 2.00).
Enterprise
Volume rates, negotiated with you.
Money out8 bps from R$ 5M/month · 6 bps from R$ 50M/month
Money in0.7% from R$ 1M/month · 0.5% from R$ 10M/month
The rate card
Three lanes. The direction of the money sets the price.
Build
Tools and sandbox
Everything you use before money moves.
Hosted MCP · SDK & CLI · Sandbox · Server catalog
Free
Self-host the open-source servers, or use them hosted.
Move
Money out, under mandate
Included until general availability
Money leaving your organization under a signed mandate: supplier payments and payouts through Pay, and transfers out of the Wallet.
Pay · Wallet
10 bps
Floor R$ 0.05 · cap R$ 2.00 per transaction. Creating and keeping a wallet is included.
Enterprise: 8 bps from R$ 5M/month · 6 bps from R$ 50M/month.
Get paid
Money in, settled
Collect · included until general availabilityFrom general availability
Money arriving in your account: paid calls through Gate and payment links and checkout through Collect. Priced on what settles, never on the attempt.
Gate · Collect
1%
No floor · cap R$ 2.00 per transaction.
Enterprise: 0.7% from R$ 1M/month · 0.5% from R$ 10M/month.
Customer account governance: R$ 4.90 per eligible account per month, when contracted.
Only under an explicit contract with your organization; never switched on by default. An account is eligible in a month when at least one payment settles, or one purchase receipt is paid or delivered, under its mandates; a refunded payment still counts. Billed monthly; the free tier does not apply to this line.
Payment method costs (Pix, boleto, card, USDC) are passed through at the provider's price, on a separate line. The CodeSpar fee is the same on every method.
Cross-border FX · 0.5% self-serve · 0.3% with committed volume.
Refunds · A full refund within 7 days reverses the fee, once per payer and recipient pair every 30 days.
Shop and Bill have no fee of their own. Payment fees follow the money: Collect for money in, Pay for money out.
Worked examples
Where the floor, the cap and the free tier apply.
Published rates, past the free tier. Examples do not imply billing is active.
Never billed
- API calls
- Attempts, retries, declines and quotes
- Webhooks and verifications
- Receipts, identity, guardrails and the audit trail
- The tools: hosted MCP, SDK, CLI, sandbox and catalog
Transaction fees
A week of fees, line by line.
A declined attempt, a retry or a webhook carries no transaction fee. The fee appears on money that settles.
Demo data