Every API your agent needs
to run a business in Latin America

Agentic Commerce Protocol by Stripe. AI agent checkout, payment delegation, product discovery, and cart management.

Universal Commerce Protocol by Google. Agentic shopping: product search, cart, checkout, order tracking, and delivery.

HTTP-native micropayments by Coinbase. USDC on Base and Solana. Machine-to-machine payments with HTTP 402.

Google's Agent-to-Agent Payment Protocol. Authorization, audit, trust establishment between autonomous payment agents.

Brazilian payments infrastructure: Pix, boleto, card and native split of receivables. Your agent creates charges, reconciles settlements, and splits payouts across partners — in a single MCP call.

Billing automation, Pix, boleto, credit card, and subscriptions. Your agent manages customers, creates recurring charges, and tracks payment status.

Payment gateway with card, Pix, and boleto. Receivables anticipation and risk management built for Brazilian marketplaces.

Full payment stack: orders, Pix, boleto, and credit card. Your agent creates charges and manages the complete payment lifecycle.

Brazil's largest card acquirer — authorization, capture, boleto, and recurrent payments on Cielo's rails. For enterprise orchestration, tokenization vault, and marketplace onboarding, use Braspag (Cielo's orchestration arm) separately.

Open banking, Pix, and card acquiring. TON integration, partner tags, and real-time settlement for Brazilian commerce.

Direct Pix via BCB, charges, and carnets. One of the first fintechs authorized as a PSP by the Brazilian Central Bank.

Subscription billing with Pix, boleto, and credit card. Your agent creates invoices, manages customers, and handles recurring charges.

Recurring billing engine with dunning, retry logic, and multi-gateway. Your agent manages subscription lifecycles and reduces churn.

Pix, boleto, TED, bill payments, and mobile top-ups. Your agent processes utility payments and moves funds across Brazilian banks.

Cross-border payments for LatAm: local payment methods, FX conversion, and mass payouts. Your agent sells globally and settles locally.

Checkout Pro, Pix, boleto, card. Marketplace split. The LatAm-wide payments gateway that actually works across borders.

Mexican payment gateway: cards, OXXO cash deposits, and SPEI bank transfers. Your agent charges in MXN with local payment methods.

Colombian payment gateway by Bancolombia: cards, PSE bank transfers, and Nequi wallet. Your agent accepts COP with local checkout.

LatAm cross-border payments through a single API. 15+ countries, local methods (Pix, OXXO, PSE, SPEI, boleto) + cards. The one call, multi-country abstraction per-country PSPs can't provide on their own.

Santander-owned Brazilian acquirer — #3 BR and #1 BR ecommerce. Credit, debit, Pix, boleto + marketplace seller onboarding and split. Closes the big-four BR acquirer quadrant.

Global enterprise payments used by iFood, Uber, Spotify, and AirBnB in LatAm. The one gateway enterprise merchants choose when a single contract has to cover BR + EU + US + APAC. Checkout v71 (payments, methods, links, donations, sessions, stored methods).

Global subscription-billing orchestration used by LatAm SaaS (Platzi, Truora). Stripe-style subscription logic on top of local gateways. Zero overlap with Vindi/Iugu — this is the global-SaaS pattern.

Cielo's enterprise orchestration arm — distinct from the Cielo Acquirer server. Multi-acquirer routing, Cartão Protegido (token vault), recurrence, marketplace split, antifraude. Target: enterprise BR retail.

Chile's dominant card acquirer — state-origin roots, effectively default for Chilean commerce. Webpay Plus (single payments) + Webpay OneClick Mall (stored-card recurring). Prerequisite for any LatAm-coverage claim that includes Chile.

Peru's Stripe-analog — default PSP for Peruvian D2C and SaaS (CulqiOnline, CulqiLink, CulqiFull). Brings Peru into the catalog alongside BR/MX/AR/CO/CL.

BBVA-owned Mexican gateway — the MX alternative to Conekta. Cards, OXXO, SPEI, subscriptions (native), marketplace payouts. Closes the BBVA-rail story for Mexico.

Cross-border inverse of EBANX — LatAm sellers collect from abroad (USD/EUR/GBP) and settle locally. Payment intents, refunds, beneficiaries, transfers, FX conversions, multi-currency balances.

Nubank's merchant checkout rail — wallet-backed one-click, Pix, and recurrence, backed by Nubank's 100M+ BR customer distribution. Full OpenAPI verified; base platform is Spinpay.

Brazilian digital wallet with 60M+ users. Merchant checkout API for payments, recurrency plans, and subscriptions. Alpha release on npm — core payments verified, recurrency payload shapes pending sandbox validation.

Chilean instant bank-transfer PSP. Complements Transbank for merchants who want bank-transfer payments alongside cards — Chilean consumers often prefer bank transfers for larger transactions (no credit limit, no card fees).

Banco Safra's acquirer — premium/enterprise private-banking segment. Operated on Aditum's payment platform. Authorize/capture/cancel, Pix, boleto, tokenization, split, digital statements. Alpha on npm — BCRYPT auth recipe and body casing pending sandbox validation.

Global 100+ country collect + disburse platform. Complements dLocal (LatAm-focused) with cash pickup (OXXO Pay, 7-Eleven) and merchant-managed wallets — unique vs other servers in the catalog.

PayPal-owned global payment processor. Target: LatAm SaaS selling to US/EU with existing Braintree accounts. GraphQL API (v2019-01-01) — transactions, vault, customers, client tokens.

Global enterprise processor (Access Worldpay REST). Target: multinationals routing LatAm volume through a global contract. Recently acquired by Global Payments (Jan 2026); platform stability TBD. Alpha on npm — HATEOAS linkData flow pending sandbox validation.

Peru enterprise acquirer (Niubiz-backed — Visa + local banks). Complements Culqi (Peru SMB) for serious-volume Peruvian merchants. Alpha on npm — all endpoint paths best-guess since developers.izipay.pe is contract-gated.

Itaú-owned Brazilian card acquirer. Completes the big-four BR acquirer quadrant alongside Cielo, Stone, and Getnet. Authorize, capture, refund, zero-auth, tokenization, native recurrences. Alpha on npm — developer.userede.com.br is SPA-rendered, endpoints not live-verified.

Stripe's global payments API — distinct from stripe-acp (which wraps Stripe's Agentic Commerce Protocol). What every LatAm SaaS accepting Stripe uses today. Payment Intents, refunds, customers, subscriptions, checkout, payment links, invoices, disputes.

Global payments + payouts giant. Owns Braintree (separate package). Orders v2 + Payments + Payouts + Subscriptions + Disputes + Webhooks. OAuth2 client_credentials. Sandbox/live toggle.

Global multi-currency accounts + FX + international transfers. Best-in-class FX rates for cross-border. Profiles + Quotes + Recipients + Transfers + Balances + Webhooks. Bearer token, sandbox/live toggle.

Open Finance BR PISP — Pix payment initiation. Operator triggers a payer→payee transfer through Iniciador's PISP license; payer authorizes once at their bank's app and the payment fires from the payer's own bank account. Alternative to merchant-acquirer rails when the payer's bank should be the source of funds. API key (X-API-KEY) + OAuth2 consent for some flows. Alpha on npm — endpoint set provisional pending live-validation.

International payments for Brazil

Boleto and Pix payments

Issuance of NF-e, NFS-e, NFC-e, and CT-e. SEFAZ queries, invalidation, and cancellation across all 27 Brazilian states.

NF-e, NFS-e, and NFC-e emission with automatic SEFAZ validation. Simplified fiscal compliance for any Brazilian business.

NF-e/NFS-e emission as a service — no cert installation, no XML assembly. Companies, webhooks, and CC-e (Carta de Correção) included. Full doc URL access for DANFE, PDFs, and XMLs.

Mexican CFDI 4.0 e-invoicing: create, stamp, and cancel invoices with SAT validation. Your agent handles Mexican fiscal compliance.

Argentine electronic invoicing via AFIP web services. Your agent issues facturas, notas de credito, and validates CUIT/CUIL.

Colombian accounting with DIAN electronic invoicing. Your agent creates facturas electronicas, manages taxes, and stays DIAN-compliant.

Simplified fiscal document emission

WhatsApp Business API: messages, media, templates, and delivery webhooks. Your agent sends receipts, confirmations, and support responses.

WhatsApp multi-device with QR code pairing. Messaging, groups, status updates, and contacts -- self-hosted friendly.

Omnichannel messaging: SMS, WhatsApp, and RCS with template management. Your agent reaches customers on their preferred channel.

Conversational platform: chatbot flows, contact management, broadcasts, and analytics. Your agent orchestrates customer journeys across channels.

Marketing automation and CRM: contacts, event tracking, funnels, and opportunity management. Your agent nurtures leads and triggers campaigns.

Global SMS + WhatsApp + Voice + 2FA Verify + phone Lookup across 180+ countries. Fills the global gap in the messaging category (all other entries are BR-specific).

Meta-direct WhatsApp Cloud API. Distinct from our Z-API/Evolution/Take Blip/Zenvia wrappers — this is the official Graph API integration (no middleman fees, requires approved WABA). 11 tools across messages, media, templates.

Email (transactional + marketing), Twilio-owned. Completes channel coverage: Twilio handles SMS/WhatsApp/Voice, SendGrid handles email. Send mail, templates, contacts CRUD, suppressions, stats.

Help desk and customer service

Omnichannel communication platform

Multi-carrier shipping: quote Correios, Jadlog, Loggi, and 10+ carriers. Generate labels, track packages, and manage agencies.

Official Brazilian postal service. Package tracking, shipping rate calculation, CEP lookup, SEDEX, and PAC.

Mexican multi-carrier shipping: quotes, labels, and tracking across DHL, FedEx, Estafeta, and Redpack. Your agent ships anywhere in Mexico.

Argentina's leading courier: shipment creation, label generation, tracking, and branch lookup. Your agent manages deliveries nationwide.

Colombia's top courier network: shipment quotes, guias, tracking, and coverage lookup. Your agent dispatches packages across Colombia.

Enterprise e-commerce platform: orders, catalog, inventory, pricing, and fulfillment. Your agent manages the full storefront lifecycle.

LatAm's largest marketplace: product listing, order management, seller metrics, and shipping labels. Your agent sells across 18 countries.

LatAm e-commerce platform: products, orders, customers, and webhooks. Your agent builds and operates online stores across the region.

Global ecommerce platform — dominant DTC backend. Admin REST API v2024-01. Orders, products, customers, inventory, fulfillments, webhooks. Complements Tienda Nube (regional-only) for international DTC brands.

LATAM marketplace partner API — huge in BR, growing elsewhere. Orders, products, returns. Pairs with Mercado Libre for full marketplace reach. Alpha on npm — signing recipe via SDK refs.

Amazon Selling Partner API (SP-API). Biggest global marketplace platform — covers US/EU/global + Amazon BR for cross-border LatAm sellers. Orders, listings, catalog, inventory, reports, finances, shipping, notifications. Alpha on npm — LWA auth verified; integration tests pending.

Shipping quote aggregator

Last-mile delivery platform

Shipping intermediation platform

Banking as a Service: Pix, boleto, TED, statements, and reconciliation. Your agent moves money and tracks every cent.

Digital banking with Pix, boleto, statements, and transfers. Your agent manages cash flow and automates receivables via Inter's API.

Brazil's largest neobank via Open Finance. Account data, Pix, and transfers. Your agent reads balances and initiates payments.

Colombian digital wallet by Bancolombia: push payments, QR codes, and P2P transfers. Your agent moves COP instantly via Nequi.

Argentine Central Bank open data: official and parallel exchange rates, monetary stats, and financial indicators. No auth required.

Official Pix API from Banco Central do Brasil. Instant transfers, QR codes, DICT key lookup, and devolution flows.

Open Finance Brasil standard: account data, transactions, consent management, and payment initiation across 100+ institutions.

Mexican instant bank transfers via SPEI. Your agent sends and receives MXN in real time through the national payment system.

Brazilian core-banking infrastructure (BaaS). Processes ~10% of Brazil's Pix per vendor case studies. Not a PSP — the rails underneath fintechs. For companies building on top of Pix rather than accepting it as a merchant. Alpha release on npm — endpoint paths pending doc verification.

Biggest private BR bank. Direct banking API for high-volume Pix, boleto, statements, and utility/tax payments. OAuth2 + mTLS (BACEN requirement for Pix v2). Alpha on npm — devportal.itau.com.br is contract-gated, endpoint paths flagged with TODO(verify).

BR BaaS — Matera's main competitor, powers much of the Brazilian fintech stack. Differentiator vs Matera: card issuing on top of Pix + accounts. Alpha on npm — developers.dock.tech is ReadMe-gated, paths follow standard BR BaaS conventions.

2nd largest private BR bank (after Itau). Direct banking API: Pix, boleto, statements. OAuth2 + mTLS. Alpha on npm — base URLs unverified.

3rd largest private BR bank. Completes the top-3 BR private-bank trio (Itaú + Bradesco + Santander). OAuth2 + mTLS. Cobrança workspace-scoped with X-Application-Key. Alpha on npm — auth verified via community SDKs, Pix paths BACEN-standard high confidence.

BR state-owned public bank. Distinct from private peers: Caixa handles social programs (FGTS, PIS/PASEP, bolsa família), lotteries, and merchants needing state-bank credibility. OAuth2 + mTLS (BACEN Pix v2). Alpha on npm — state-owned onboarding + contract-gated docs.

BR top public bank (largest by assets). OAuth2 + mTLS + gw-dev-app-key. Pix, DICT, boleto cobranças, conta-corrente. Alpha on npm — devportal contract-gated, paths follow BACEN standard.

BR investment bank with retail digital banking (BTG+). Investment-bank flavor: Pix + boleto + accounts PLUS investment positions, portfolio summary, fund subscribe/redeem. OAuth2 + mTLS. Alpha — devportal contract-gated.

BR digital bank (JPMorgan-backed). BaaS for Pix, DICT, boleto, accounts. OAuth2 + mTLS. Alpha — developers.c6bank.com.br contract-gated, paths follow BACEN Pix v2 + C6 BaaS conventions.

BR cooperative bank network — top 4 in Pix volume. Pix immediate + cobv, DICT, boleto, account balance. OAuth2 + mTLS. Alpha — developers.sicoob.com.br contract-gated.

BR cooperative bank — large Pix volume, especially in agribusiness corridors. Pix immediate + cobv, DICT, boleto, account balance. mTLS. Alpha — developers.sicredi.com.br contract-gated.

BR digital bank — early Pix adopter. Pix immediate + cobv, DICT, boleto, transfers. mTLS. Alpha — developers.original.com.br contract-gated.

Open Finance BR aggregator (TPP). Single API across all BR banks: account discovery, balances, transactions, identity, investments, loans, and Pix payment initiation. Pluggy holds the ICP-Brasil cert and does Dynamic Client Registration with each bank — operator doesn't. Auth via clientId + clientSecret minting a short-lived X-API-KEY. Alpha on npm — endpoint set provisional pending live-validation.

Brazilian fraud prevention pioneer (founded 2001). Order risk scoring, device fingerprinting, chargeback feedback. Alpha release on npm — endpoints pending validation against contract-gated ClearSale developer portal.

BR fraud analytics — more API-first than ClearSale. Order analysis, blocklist/allowlist/review-list management, chargeback feedback via status updates. Bundle with ClearSale for score comparison or failover. Alpha on npm — 3 brief endpoints not in public docs; core verified against docs.konduto.com.

Global ML-based fraud detection — events + scores + decisions + labels feedback. Alpha on npm — paths verified against SiftScience/sift-ruby SDK.

BR ticketing-native fraud prevention (formerly Inspetor, São Paulo). 4th fraud entry. Order evaluation + Collection API for events/accounts/auth tracking. Alpha on npm — public docs thinner than ClearSale/Konduto; tool shapes match docs-backend repo.

LATAM-wide background checks + KYC — Mexico, Colombia, Peru, Chile, Argentina coverage. Identity verification, document validation, criminal record checks. Alpha on npm — paths verified against truora.com docs.

Brazilian identity verification / KYC leader. IDCloud (CPF/CNPJ + document OCR), IDPay (face match, liveness), IDCheck (PEP, sanctions, court records). First entry in the Identity & KYC category. Alpha on npm — devcenter.unico.io is contract-gated; base URLs overridable via env.

Global KYC leader (Entrust-owned). Applicants, document upload, live photos, checks (document + facial + watchlist + known-faces), reports. Pairs with Unico (BR-first) for global coverage when commerce touches non-LatAm users.

Global KYC enterprise tier — deeper fraud intelligence, longer operator history. Target: banks, large fintechs, regulated commerce. Regional hosts (amer-1 / emea-1 / apac-1). Verified against docs.jumio.ai.

Modern developer-first KYC — great DX and template-driven workflows. 4th identity entry (Unico BR / Onfido global / Jumio enterprise / Persona modern).

BR data enrichment + KYC. CPF / CNPJ / vehicle / property / antifraud datasets — name, DOB, address, employment, score, sanctions, social signals (Instagram/LinkedIn). Standard rail in BR e-commerce + lending agents for KYC, AML, fraud scoring. Paired-header auth (AccessToken + TokenId). Alpha catalog-row only — package skeleton future work; endpoint paths provisional.

BR identity + signature platform. KYC/KYB (Receita + SPC/Serasa), face match + liveness, document OCR, antifraud score, ICP-Brasil + GoCertta electronic signature, orchestrated onboarding pipelines. Competes with Unico in KYC and D4Sign in signature — unique in combining both under one process.

BR identity + trust platform. KYC/KYB, face authentication + liveness, document validation + OCR, Trust Platform orchestration with hosted onboarding flows. Direct competitor to Unico / IDwall / Certta — Trust Platform is the differentiator (template-driven multi-step flows with policy rules).

Brazilian public data: CEP lookup, CNPJ validation, bank codes, FIPE vehicle prices, holidays, and tax tables. No auth required.

CPF/CNPJ validation and enrichment

Data enrichment and validation

Full ERP: sales orders, accounts payable/receivable, customers, products, and financial entries. Your agent manages the entire back-office.

ERP with inventory, orders, NF-e emission, and marketplace integrations. Connects to Mercado Livre, Shopee, and Amazon.

Lightweight ERP for e-commerce: products, orders, NF-e, stock control, and accounts payable. Built for small Brazilian sellers.

Cloud accounting with invoicing, bank reconciliation, and cash flow management. Your agent automates bookkeeping for Brazilian SMBs.

Argentine cloud accounting with AFIP electronic invoicing. Your agent manages facturas, customers, and tax compliance in ARS.

Cloud accounting for LatAm: invoicing, expenses, inventory, and DIAN compliance. Your agent handles multi-country bookkeeping from one API.

Mexican cloud ERP: inventory, purchasing, sales orders, and CFDI invoicing. Your agent runs the full operational cycle in MXN.

Open Finance aggregator for LatAm: bank connections, transaction enrichment, and income verification across Brazil, Mexico, and Colombia.

Intuit QuickBooks Online — global accounting leader (US/UK dominant). Customers, invoices, payments, items, P&L. Complements BR/LatAm ERPs for SaaS serving international customers.

Global accounting, #2 ERP (UK/AU/NZ leader). Contacts, invoices, payments, items, accounts, balance sheet. Together with QuickBooks covers ~80% of global SMB accounting.

Enterprise ERP platform

Enterprise ERP and business solutions

Brazil's largest crypto exchange: BTC, ETH, and 200+ tokens. Your agent places orders, reads the orderbook, and manages wallets in BRL.

Second-largest BR crypto exchange. Complements Mercado Bitcoin for hedging + liquidity. HMAC-SHA256 signed requests — signature + all endpoints verified against docs.foxbit.com.br.

LatAm crypto exchange: trading, funding, and withdrawals in MXN, ARS, and BRL. Your agent executes trades and manages fiat on/off-ramps.

USDC infrastructure: programmable wallets, payouts, and cross-border transfers. Your agent moves stablecoins with instant settlement.

Fiat-to-stablecoin on/off-ramp: convert BRL, MXN, or USD to USDC and back. Your agent bridges traditional finance and crypto rails.

Fiat↔crypto on/off-ramp. Broader coverage than UnblockPay (100+ assets, 160+ countries) including BR Pix onramp. Sell-side flows enable agents paying out in crypto.

Fiat↔crypto on/off-ramp (MoonPay competitor). Different partner ecosystem and pricing; bundle both for best-rate routing. Alpha on npm — 3 discovery endpoints verified live, 6 partner-order paths pending sandbox validation.

Merchant-side crypto accept: buyer pays BTC/ETH/USDC at checkout, Coinbase settles to merchant's chosen crypto or fiat. Distinct from MoonPay/Transak (onramp) and UnblockPay (corridor) — zero overlap.

Exchange / treasury API: list accounts, place + cancel orders (market/limit), fills, transaction summary, portfolios. Distinct from Coinbase Commerce (merchant gateway) and CDP (onchain wallets). Uses legacy HMAC keys minted from coinbase.com/settings/api.

Onchain swap / trade API on Coinbase Developer Platform. Uses ES256 JWT (ECDSA P-256) — distinct from Advanced Trade's HMAC keys. Endpoint set provisional; package skeleton pending.

Smart Wallets / Embedded Wallets / MPC on Coinbase Developer Platform. Create wallets, list balances, transfer onchain. ES256 JWT auth shares one CDP key with the Trading + Payments products.

Onchain payment infrastructure on Coinbase Developer Platform. Distinct from Coinbase Commerce (merchant accept) — CDP Payments is programmatic payment rails for agent-to-agent / agent-to-wallet flows. Endpoint set provisional.

Tokenized BRL (Real) stablecoin — mint, burn, transfer

Global exchange — accounts, trades, payments